Are there any payment gateways with no monthly fees

Yes, there are several payment gateways that offer services without monthly fees. Based on the latest information as of March 2025, here are some options:

1. Stripe: No monthly fees, with a standard pricing model of 2.9% + $0.30 per transaction.
2. Square: No monthly fees, and it offers flat-rate pricing starting at 2.9% + \$0.30 per transaction for online payments.
3. PayPal: No monthly fees, with a flat-rate pricing structure.
4. Braintree: No monthly fees, offering flat-rate or interchange pricing options.
5. Helcim: No monthly fees, using a competitive interchange-plus pricing model.
6. 2Checkout (Verifone): No monthly fees, with a flat-rate pricing structure.
7. Chase Payment Solutions: No monthly fees, offering flat-rate or interchange pricing options.

It’s important to note that while these gateways don’t charge monthly fees, they do have transaction fees. The absence of monthly fees can be particularly beneficial for startups, small businesses, or those with lower transaction volumes. However, businesses should consider their specific needs and transaction volumes when choosing a payment gateway, as the overall cost can vary depending on the pricing structure and features offered.